Commercial Vehicle Insurance

Premium protection for your commercial fleets.

Why is Commercial Vehicle Insurance useful?

Commercial vehicle insurance is designed to help your business cover the costs that may arise from events such as accidental damage to, or theft of, your business vehicles. Now you can spend more time building your business, and less time worrying about protecting your vehicle fleet.

man with commercial vehicle insurance

Why your business needs this cover:

Why pay an additional premium:


What would you like to know?

No, the car insurance quotes you receive from us are the lowest rates negotiated from our panel of insurance companies in Kenya. These are competitive insurance rates and you may not get them elsewhere in Kenya.

If it’s not possible to pay the full premiums in full, you may pay 50% of the premiums, the provider will issue a 1 month policy which is then extended when you complete the payment. In addition we can arrange an insurance premium financing through our Bank HFC, on this scheme, you pay a small cost to get financing from HFC.


Yes, valuation of the vehicle is required to complete the commercial insurance policy. On your quote for the insurance, we will use the closest known market value of the vehicle and once the cover is placed, we will issue a valuation letter/slip which you can use to request a FREE valuation at the appointed valuation outlet. However you will be required to present a copy of logbook for your vehicle.


This policy will cover fire, theft, accidental damage to the vehicle and third party liabilities. We advise that you include other additional benefits such as excess protector and political violence cover to your policy to make it fully comprehensive.

  • We shall require a duly completed and signed proposal form from you.
  • We shall require a copy of PIN from you or Certificate of Registration for companies.
  • PIN certificate for the company.
  • Copy of Log Book.
  • Applicable Premium.

Congratulations, you might be able to qualify for a discount on your car insurance by taking out a fleet car policy. Most insurers give discounts to owners of fleets (more than 2 vehicles).


Yes, our claims team will assist you in the unfortunate event that you have a claim. For small claims, you can expect to have it processed in less than 5 working days if it’s been fully documented. Rest assured, our team will make sure you are back on the road as quickly as possible.

After reviewing and agreeing to quote for motor insurance, we will need a copy of your National ID/Passport, driving license and logbook of the vehicle in order to place your car insurance. We are required to comply with the Anti-Money Laundering Laws and Regulations to provide basic minimum know Your Customer (KYC) Documents.