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These must be used to social, domestic and pleasure purposes

Scope of Cover: 

Third Party Only

Provides cover for liability to Third Parties only in respect of death, bodily injury and damage to third party property that may arise out of the use of the vehicle. 
This is the basic and minimum cover required by law.

Third Party Fire & Theft

Extends the cover provided by Third Party Only & provides indemnity against loss or damage to the motor vehicle as a result of fire or theft. 


This is an all-inclusive package, which, in addition to Third Party Only and Third Party Fire & Theft coverage, also includes:

  • Accidental & malicious loss/damage to the insured vehicle the insured is indemnified against loss or damage to the motor vehicle, its accessories and spare parts;
  • Liability to third parties for death, bodily injury or damage to property;
  • Litigation expenses;
  • Emergency medical expenses arising our of an incident to the motor vehicle;
  • Cost of protection and removal to repairers.

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