Erections All Risks Insurance

Benefits of Erections All Risks Insurance

Why is the Erections All Risks Insurance useful?

Erections All Risks Insurance policy provides cover against:

– Any unforeseen and sudden physical loss or damage resulting from insured’s perils except specifically excluded.

– Liabilities to third parties for bodily injury and property damage resulting from erection/construction activities on the site.

– EAR policies are designed to cover the risk of loss arising out of the erection, installation, commissioning and testing of machinery, plant and steel structures, including physical damage to the contract works, equipment and machinery, and liability for third-party bodily injury (BI) or property damage (PD) arising out of these operations.

– Examples of the types of projects for which EAR coverage is typically purchased include power plants, manufacturing and fabrication facilities, water and wastewater treatment facilities, and telecommunications centres (particularly where the erection of signal towers is involved). Some insurers combine EAR and contractors all risks (CAR) coverages into one form.

Frequently asked questions

What would you like to know?

Covered parties include the general contractor, subcontractors, and in some cases suppliers and manufacturers of equipment.

  • Fully filled proposal form
  • Detailed description of the work to be done
  • Maintenance period
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