Machinery Breakdown

Benefits of Machinery Breakdown insurance

Why is Machinery Breakdown insurance useful?

The machinery breakdown insurance is intended to provide the company or industry with an accident insurance for machines, covering damages that may happen suddenly and unexpectedly, causing losses of relative importance and making necessary the repair or replacement for the normal course of business. It is fully comprehensive internal damage coverage. The machinery described in the policy may or may not be in operation, have been disassembled for inspection, cleaning, repair, transfer to another place or in use within the conditions set out in the policy.

Frequently asked questions

What would you like to know?

  • Machinery Breakdown and Failure insurance includes coverage against internal machinery damage such as: electrical damage, centrifugal forces, lack of water, foreign bodies, failures in safety devices, overheating, impact, shock, pressure or lubrication defects.
  • Damage suffered by the machinery due to errors in design, calculation, manufacture or assembly.
  • External damages produced by:
    • Fire, explosion or lightning strike.
    • Blows, collisions, scratches or falls.
    • Sinking or sliding of the earth.
    • Smoke or gases
    • Atmospheric phenomena such as wind, snow, hail, rain and floods.
  • Theft and robbery.
  • Damage resulting from the mismanagement or negligence of an employee due to lack of experience or expertise in the machinery.
  • Expenses for urgent repair.

The insured capital will depend on the declared value established by the insured. This value must be equal to the replacement cost of the insured machinery with a new one of the same class and capacity, and must include all the taxes that are required to put the new machine in the place of insurance and ready to enter into commercial operation.

The Machinery Breakdown Insurance covers the expenses incurred by the insured to leave the property in operating conditions similar to those he had at the time immediately prior to the accident.

Do you have any questions about Intra Africa's Machinery Breakdown insurance?

What would you like to know?


    We are glad that you preferred to contact us. Please fill our short form and one of our friendly team members will contact you back.