Personal Accident

No one can surely predict the future. but we can protect it.

Why do you need the personal accident cover?

We offer solutions for a complicated topic. Whether its car insurance, protecting your family or your own personal well-being, if it’s important to you, it’s important to us. This is a personal accident cover that acts as a safety net for you & your loved ones in the event of death or permanent disability due to an accident. This policy also helps you minimize your loss of income in such unforeseen circumstances and safeguards your dependents and their lifestyle.

These are the categories the policy covers:


What would you like to know?

  • 24 hours
  • Worldwide
  • Including extension for riots and strike
  • Completion of proposal form
  • Payment of premium
  • Persons between the age of 18 to 65 years
  • Persons below the age of 18 can enjoy cover under their parents/guardians policy
  • Persons engaged in gainful employment will enjoy cover for weekly loss of income
  • Permanent Kenyan Residents
  • Notification to the insurance company through HF Insurance Agency should be done as soon as is reasonably possible.

The following documentation should be submitted to the insurance company:

  1. Personal Accident claims form, to be filled by the insured.
  2. Police abstract if it is a Road traffic accident.
  3. Medical bills from the attending hospital.
  4. Statement by the insured and any witness.
  5. Sick off sheets-In case it is a Temporary Disability claim from the employer.
  6. Pay slips- for 3 months before the accident from the employer.

Get a Quote for Personal Accident Insurance

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